Healthsharing

CrowdHealth

Modern healthsharing alternative with transparent membership pricing.

CrowdHealth is a health cost-sharing alternative that helps members access negotiated cash prices and share eligible medical expenses through a membership model.

Community rating 3.94 / 5 172 reviews

Available plans 1 Current options listed

Provider type Healthsharing Confirm eligibility directly

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Coverage notes

Not insurance. Membership-based cost sharing. Coverage and eligibility depend on guidelines and member responsibilities.

Highlights

Transparent monthly membership Negotiated cash prices Simple member experience

Provider tags

healthsharing cash-pay membership telehealth

Available plans

Review the options currently listed for CrowdHealth.

CrowdHealth Membership

Monthly membership with health cost sharing and access to negotiated cash prices.

$200.00 / month

Care model: Membership
Network: Any Provider
States: Nationwide

Review plan details

Claims Process Initiate the health event through the CrowdHealth app, work with a Care Advocate when needed, and upload the medical bills, receipts, and requested supporting information. After review, eligible expenses over the applicable Member Commitment may be submitted to the Crowd for funding.

Average Reimbursement Time 8.6 days average from submission of a complete bill to delivery of all funds into the member's account; 8-day median.

Requires Itemized Bill Yes

Prior Authorization No traditional insurance prior authorization. Planned procedures, diagnostics, labs, imaging, and other potentially expensive care should be initiated through CrowdHealth in advance for navigation, fair-price review, negotiation, and possible clinical review. Failure to provide advance notice may affect eligibility or the bill's Health Cost Score.

Monthly Cost (Min) $200.00

Monthly Cost (Max) $660.00

Enrollment Fee $0.00

Annual Max Out-of-Pocket $None

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Community feedback

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4 / 5

Helpful Representatives, but Follow-Up Could Be More Proactive

“The representatives I have spoken with have been knowledgeable and willing to answer detailed questions. My only concern is that I sometimes have to check back when an issue remains open. A brief proactive update, …”

4 / 5

Expense Submission Was Manageable After Some Initial Guidance

“My first substantial medical expense involved a few steps I had not encountered before. Support explained which records were needed and helped me correct the submission. Once I understood the process, everything became manageable. A …”

4 / 5

Provider Freedom Has Made Scheduling Care Much Easier

“One of my frustrations with traditional coverage was checking networks before every appointment. CrowdHealth has given me more freedom to choose physicians based on my needs rather than a directory. I still make sure I …”

5 / 5

Useful Dashboard, but Review Stages Could Be Explained Better

“The dashboard gives me a useful overview of current submissions and keeps most information in one place. During a larger expense, however, I was not sure what each review stage actually meant. Adding brief explanations …”

4 / 5

A Solid Alternative With a Few Areas That Still Need Polish

“The community-based approach has worked better for me than I expected. I like the flexibility, technology, and visibility into healthcare spending. The main improvements I would like to see are clearer provider instructions and more …”

4 / 5

Expense Tracking Is Helpful, but the Review Process Could Be More Transparent

“I appreciate being able to see that an expense has been received and is moving through the process. The part that could improve is understanding what happens between each stage. More detailed explanations inside the …”

3 / 5

A Good Financial Fit After Another Premium Increase

“After another year of rising healthcare costs, I started comparing different options. CrowdHealth gave me more visibility into what I was spending and the monthly cost fit my budget better. I also appreciate having more …”

4 / 5

Good Mobile Tools, but Communication Could Be More Proactive

“I like being able to manage submissions without relying on phone calls or paper forms. The app is convenient and generally easy to use. I would still like more proactive communication when there is no …”

4 / 5

Provider Freedom Is Useful, but Better Office Guidance Would Help

“Being able to choose physicians more freely has been one of the main benefits for me. One medical office was unfamiliar with CrowdHealth and needed additional information before moving forward. The issue was resolved, but …”

5 / 5

Patient Support Helped Me Understand the Membership

“My first few questions were probably basic, but the support team never made me feel rushed. They explained how the model worked and what I needed to handle as a member. That patience made the …”

3 / 5

Good App Experience, but Status Labels Could Be More Specific

“The app works well for basic tasks and I have not had major technical problems. Some of the status labels, however, are too general to tell what is actually happening with a submission. More specific …”

4 / 5

Reasonable Monthly Cost With Some Administrative Tradeoffs

“The cost has been competitive for my household, which was the main reason I started exploring CrowdHealth. The tradeoff is that members need to stay involved with documents and expense tracking. I do not mind …”

4 / 5

Submission Was Straightforward, but Receipt Requirements Need Better Explanation

“The submission itself was easy enough, but I was unsure which receipt format was preferred. Support clarified it quickly once I asked. A simple note inside the app showing acceptable document examples would make this …”

5 / 5

A Flexible Option That Fits an Independent Lifestyle

“I wanted a healthcare approach that gave me more control and did not feel tied to a traditional employer plan. CrowdHealth has fit that need well. The technology is convenient, provider flexibility has been useful, …”

5 / 5

A Flexible Option That Fits an Independent Lifestyle

4 / 5

Clean Interface, but Older Activity Could Be Easier to Search

“The app is generally easy to navigate and I like having everything organized in one place. Current submissions are straightforward to follow, but locating older messages takes more effort than it should. Improving the search …”

4 / 5

Professional Support, but More Consistent Response Times Would Help

“Every interaction I have had with support has been courteous and useful. The quality of the answers has been strong, but response times have varied depending on when I contacted them. More consistent turnaround would …”

5 / 5

A Practical Option for Self-Employment

“Becoming self-employed changed how I looked at healthcare costs. CrowdHealth gave me an option that felt more manageable and transparent than several alternatives I reviewed. I understand that members need to stay involved, but the …”

3 / 5

Helpful Provider Support, but the Office Needed Too Much Explanation

“My provider was eventually able to work with CrowdHealth, but the billing office had several questions about the process. Support helped us get through it, although I ended up doing more coordination than expected. Better …”

4 / 5

Good Progress Tracking, but More Proactive Notifications Would Help

“I like seeing progress information in the app rather than waiting without any visibility. There were still periods when the status did not change and I was unsure whether anything was happening. A simple notification …”

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