Medi-Share is a faith-based health care sharing community that allows members to share medical expenses. It offers nationwide access to providers and emphasizes community support through prayer and shared values.
Review the options currently listed for Medi-Share.
Medi-Share Complete
Faith-based health care sharing program for individuals and families.
$99.00
/ month
Care model
Membership
Network
PPO
States
Nationwide
Review plan details
Claims Process
Providers generally submit medical bills directly to Medi-Share. Bills are reviewed for sharing eligibility, network discounts are applied, and eligible amounts are applied toward the member's AHP before sharing.
Average Reimbursement Time
14–30 business days for member reimbursements
Requires Itemized Bill
Yes
Prior Authorization
Pre-notification required for inpatient hospitalization, non-emergency surgery, elective cardiac procedures, cancer treatment, organ/tissue transplants and specialty medications
“Customer support would be more helpful if responses included specific instructions and clear next steps. General explanations sometimes leave room for interpretation. Written guidance following conversations could help members understand what information is needed and …”
2 / 5
The Expense Submission Process Needs Better Instructions
“I would have preferred a clearer explanation of the expense submission process. Information about supporting documents, submission options, and follow-up expectations should be available in one place. Having to search through separate resources makes routine …”
2 / 5
Comparing Membership Costs Takes Extra Research
“I found that comparing the financial side of membership required looking through several details. A simple breakdown of monthly contributions, household responsibilities, and possible additional expenses would help people make more informed decisions before enrolling.”
2 / 5
Some Membership Requirements Need Clearer Examples
“I would appreciate more examples explaining how membership requirements apply in everyday situations. General guidelines are useful, but they do not always answer specific questions. A practical explanation of common circumstances and where to seek …”
2 / 5
Some Membership Requirements Need Clearer Examples
“I would appreciate more examples explaining how membership requirements apply in everyday situations. General guidelines are useful, but they do not always answer specific questions. A practical explanation of common circumstances and where to seek …”
3 / 5
A More Structured Introduction Would Be Helpful
“The initial information could be organized in a more practical way. I found it difficult to understand how the different membership procedures connect. A step-by-step introduction covering the main responsibilities and available resources would make …”
2 / 5
More Transparency Around Financial Responsibilities Would Help
“I would have liked a more detailed explanation of the financial responsibilities associated with membership. Monthly costs provide only part of the picture. Practical examples of possible expenses and member obligations would make it easier …”
2 / 5
More Practical Coordination Guidance Is Needed
“Provider-related procedures could be explained in a more practical way. Members would benefit from knowing which questions to ask, what details to confirm, and where to seek clarification. Clearer instructions could reduce uncertainty when arranging …”
3 / 5
Status Information Could Be More Actionable
“The portal could do a better job of explaining what each status means and whether members need to take action. Clearer notifications and descriptions of outstanding requirements would make it easier to keep track of …”
2 / 5
Resolving Questions Needed Clearer Direction
“I would have preferred more direct guidance when trying to understand membership procedures. Receiving an explanation without a clear next step can leave additional questions unanswered. More specific responses and consistent follow-up would make the …”
2 / 5
A Better Submission Checklist Could Save Time
“A checklist explaining which documents are needed and how to submit them would be a practical improvement. It could also outline what members should expect after submission. Having these steps in one place would make …”
2 / 5
Planning Expenses Requires More Detailed Information
“I wanted more detailed information to understand the financial responsibilities involved in different situations. A clearer explanation of possible expenses, member obligations, and planning considerations would make it easier to evaluate the membership against other …”
3 / 5
A Summary of Key Requirements Would Be Useful
“A concise summary of the main requirements would make the guidelines easier to understand. Detailed documents are important, but members also need a practical starting point that explains common questions and directs them to the …”
2 / 5
The Administrative Responsibilities Were Not Clear Enough
“I would have appreciated a more complete explanation of the administrative responsibilities before making a decision. Understanding the membership involves reviewing several procedures, and a clear step-by-step introduction could help prospective members avoid unexpected confusion …”
2 / 5
Provider Instructions Could Be More Specific
“General provider guidance is helpful, but members may still need more specific instructions for individual situations. A simple explanation of what to verify before an appointment and where to ask follow-up questions would make coordination …”
2 / 5
Important Information Was Not Easy to Locate
“I found that locating specific membership information could require more searching than expected. A central resource with clearly organized guidelines, forms, and frequently asked questions would make the portal more practical and reduce the effort …”
3 / 5
Better Follow-Through Could Improve Communication
“Communication would be more useful if each response included a clear explanation of the next step. When questions require further review, members should also have a reasonable idea of when to expect an update. More …”
2 / 5
Follow-Up Expectations Were Not Clear
“I would have preferred clearer information about what happens after documents or expenses are submitted. Without knowing the expected next steps, members may be unsure whether additional action is required. More predictable updates and straightforward …”
2 / 5
A Clearer Financial Breakdown Would Help
“I would like to see financial responsibilities explained with more practical examples. General cost information does not always make it easy to understand how different situations may affect a household. A clearer breakdown would support …”
2 / 5
Understanding the Guidelines Took Too Much Effort
“The guidelines would be more useful if important requirements were explained in simpler language. I would have preferred a short overview of common situations alongside the detailed information. This could help members identify relevant questions …”
