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Zion HealthShare

Secular medical cost sharing with flexible provider choice, no annual or lifetime sharing limits.
Healthsharing
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★
3.00 / 5
Based on 2 reviews
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1 Plans
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Zion HealthShare is a medical cost sharing community where members contribute monthly and submit eligible medical expenses for sharing based on published guidelines. Members choose providers freely and typically pay as self-pay patients. Zion is not insurance.
Coverage notes
No annual or lifetime limits on eligible expenses. Members have an Initial Unshareable Amount (IUA) per eligible medical incident. Households are responsible for no more than three IUAs in a rolling 12-month period.
Key highlights
No annual/lifetime limits Any provider Three IUAs max per 12 months
Tags
secular healthshare any-provider cost-sharing
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Available Plans

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Direct Membership
For individuals & families: medical cost sharing support, preventive healthcare, pharmacy discounts, and 24/7 telemedicine.
$114.00
/ mo
Care Model: Membership
Network: Any Provider
States: All U.S. states except Washington…
Quick Specs
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  • Claims Process: None
  • Average Reimbursement Time: None
  • Monthly Cost (Min): $None
  • Monthly Cost (Max): $None
  • Enrollment Fee: $None
  • Annual Max Out-of-Pocket: $None

Community Reviews

Real experiences from members and the community.
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★ 1 / 5 Jan 2026
Absolutely terrible to work with

"Absolutely terrible to work with. Do not outline certain guidelines and then use them later to justify not sharing into requests. Called multiple times before going to the doctor to …"

Web ✓ Verified Member
★ 5 / 5 Jan 2026
This is a fabulous

"This is a fabulous, affordable alternative to health insurance. I was a good steward to the plan then unfortunately had medical needs. I was very surprised to find that Zion …"

Web ✓ Verified Member

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